How to Confirm Dividend Deposits at Kiwoom Securities (Apple, S&P 500 Vanguard ETF)

I invest in U.S. stocks through the Kiwoom Securities Hero app. While I haven’t invested a large amount, I occasionally received notifications that dividends had been deposited. Only recently did I learn there’s a way to check dividend deposits with Kiwoom Securities. I’d like to share that method with you.

Kiwoom Securities U.S. Stocks

I manage both domestic and U.S. stocks through the Kiwoom Securities Hero app. My current allocation is 2:1 in favor of domestic stocks. Long-term, I plan to shift my entire portfolio to U.S. stocks, specifically the S&P

500. While there are domestically listed ETFs tracking the S&P 500, I chose an overseas-listed ETF. If you’re curious why, please refer to the post below.

U.S. stocks I hold

I currently hold four different types of stocks: Vanguard S&P 500, Apple, Lucid, and SoFi. The first stocks I started with were Lucid and SoFi. Then Apple, and finally Vanguard S&P 500.

For reference, Lucid and Sofi do not pay dividends. Not only do they not pay dividends, but despite being the first to start, their stock charts look absolutely terrible, as shown below.

Lucid (LCID) was purchased at $26. However, it has fallen to $2.63, resulting in a current return of -89%. I invested thinking only of its rosy future as an electric vehicle company poised to rival Tesla in the coming EV era

. Yet, aside from a brief surge after its IPO and at the end of 2021, it has been in a downtrend for nearly three years.

Sofi, chosen as a next-generation company gaining attention in the financial sector, is struggling to see its stock price rise despite being led by a strong CEO, much like Lucid. Although it

started as a student loan business and has grown to encompass banking functions, it still seems to face significant difficulties in achieving stable profits. The

purchase price was $14, and it is currently at $10, resulting in a current return of -29%.

Reflections from investing in two companies

The year 2021 felt like a near-frenzy in the stock market. As I became interested in studying stocks, I watched YouTube videos highlighting promising companies. I invested without even calculating a single page of financial statements, how many units they could sell in the future, or how much profit they might generate. I was

simply caught up in my own rosy blueprint—that they’d become electric vehicles or popular fintech companies in the future—and invested without proper analysis. That’s how I ended up with today’s results.

So, the lesson I learned is: don’t invest without analysis, and blindly waiting isn’t the only solution.

If you’re wondering how to read financial statements, I recommend taking a look at this post that briefly explains how to review them.

How to Confirm Dividend Deposit at Kiwoom Securities

Checking dividend deposits at Kiwoom Securities was much simpler than I expected. After logging into the Hero app, select ‘Overseas Stocks’ and go to the ‘Account’ menu.

Then set the period and choose the ‘Dividend Deposit’ item under ‘Query Type’.

Apple & Vanguard S&P 500 ETF Dividends

Date	Category	Number of holdings	Transaction Amount ($)	Fee ($)	Final Dividend
February 16	Apple (AAPL)	7	1.68	0.25	1.43
May 16	Apple (AAPL)	7	1.75	0.26	1.49
August 16	Apple (AAPL)	7	1.75	0.26	1.49
March 28	S&P 500; Vanguard ETF	2	3.09	0.46	2.63
July 2	S&P 500; Vanguard ETF	3	5.35	0.8	4.55
October 2	S&P 500; Vanguard ETF	4	6.55	0.98	5.57

To date, the combined total dividend amount from Apple and the S&P 500 Vanguard ETF is $17.16. Calculated at an exchange rate of 1350 won per dollar, this amounts to approximately 23,000 won.

Recently, while U.S. S&P 500 ETFs experience short-term fluctuations, they tend to show an upward trend over the long term. This is why many parents start investing in ETFs under their children’s names from a young age. If you’re curious about how to open a

non-face-to-face stock account for your child with Kiwoom Securities and the required documents, you can find a simple overview in the article below. Please take a look.

Conclusion

Currently, I feel like I’m investing in stocks without putting in enough effort to properly analyze companies. So after selling off Apple, Lucid, and Sofi, I think I’ll only invest in the S&P 500 Vanguard ETF. Or I might just hold onto my savings for now.

After conducting thorough analysis of companies, I plan to try investing small amounts. I’ll probably fail, but at least I’ll gain the experience of studying why I’m investing in this company and what future it might have.